Whistleblowing

Financing products for Employees

We offer loans to employees who work for companies and other credible entities to enable them to meet their various needs: consumption, acquisition of goods and equipment, real estate acquisition, training and study fees, etc.

Great Features

  • Limit Amount of USD 300 and over
  • Tenors : up to 120 months depending on the type of loan
  • Nearly instantaneous processing time for express employee credit, consumer credit, large rescue credit and employee overdraft.
  • Low cost of credit with a decreasing interest rate calculated on the remaining capital due
  • Possibility of early repayment without penalty
  • Loan available in USD, EUR and CDF

What you require to sign up

  • Have been working in a company for at least 6 months and have legal proof of a paid employment (employment contract, service certificate, service card, ministerial order, assignment commission, etc.).
  • Have a salary account with EBCDC that has been receiving the salary regularly for at least three months.
  • Have valid proof of identity.
  • Loan application form.
  • Commitment to cooperation.

Easy Steps to Get This Loan Facility

  • Present yourself at the bank with valid identification and all proof of employment and direct debit of salary.
  • Fill out the loan application form
  • Go back to the bank to sign loan agreements and other contracts
  • Why you should sign up for this product

    • Open to all employees
    • Quick and easy access procedure and process
  • Types of Credits Offered

    We offer different types of loan:

    • Express employee loan to employees of traditional companies, national and international NGOs and international organizations.
    • Consumer loan to teachers, civil servants (State agents and executives), private employees, employees of traditional companies, national and international NGOs and international organizations.
    • Vehicle Loan to employees of standard companies, national and international NGOs and international organizations, as well as to executives and high-ranking government officials.
    • House loan to employees of standard companies, national and international NGOs and international organizations, as well as to executives and high-ranking government officials.
    • "Grand Rescue" salary advance to teachers, civil servants (government employees and executives), private employees, employees of standard companies, national and international NGOs and international organizations.
    • Private Overdraft to employees of standard companies, national and international NGOs, international organizations, as well as to executives and high-ranking civil servants of the state.

We would like to call you back regarding this product.

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Equity BCDC is Regulated by Central Bank of Congo
Language:English, Francais